Increase approval rates without additional risk

Deploy your models in minutes, not months

Build, run and test your credit models on our infrastructure without relying on engineering. Fine-tune your underwriting with our library of 4,000+ risk signals. Validate performance using A/B testing to compare models, backtest using historical data, or run in shadow mode before deployment.

Break free from engineering delays

Effortlessly build automated credit decisioning with a no-code, drag-and-drop workflow builder. Integrate credit pulls, custom credit decision tables, KYC checks, and even fraud rules, leveraging proprietary device and behavior signals for a more accurate risk assessment.

All the data you need to uncover hidden credit risks
Unlock a 360-degree view of applicants to reduce default risk, and approve more good customers. Skip the engineering work and vendor negotiations with pre-built integrations to all major bureaus, alternative data sources, and proprietary fraud signals in one place.

See it in action.

Behavioural biometrics is fundamental to fraud prevention. Deploying it throughout the customer journey helps our customers deal with increasingly complex fraud attacks.”
Eduardo Castro
Managing Director, Identity and Fraud
I've worked in Fraud and AML for a long time, but I've never worked with a customer support team that's so accessible and effective. Sardine is like an extension of our team.”
Preston Miller
Manager, Fraud and Chargebacks
My favorite Sardine feature is that I can create complex rulesets to catch new fraud patterns, and then test them against the last 30/60/90 days. If they perform well, I can instantly push them to production. That’s game-changing.”
Matt Vega
Director of Fraud Strategy
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