The smartest platform for

Fraud
prevention
KYC/AML
compliance
Transaction
monitoring
Bot
detection
ATO
protection

Real-time risk platform for

Leading banks, online retailers, and fintechs use Sardine to automate risk decisioning, catch more fraud, detect money laundering, and protect their customers from scams.

Modular building blocks for managing risk
across the customer journey

Device and Behavior

Proprietary device intelligence and behavior biometrics unmasks fraudsters to stop all forms of financial crime.

Device and Behavior

Identity Fraud

Detect stolen and synthetic identities to prevent fake account sign ups, money mules, and onboarding fraud.

Identity Fraud

KYC and KYB

Perform customer due diligence (CDD), business verification, sanctions screening, and document verification in one platform.

KYC and KYB

Bank Account Validation

Verify bank account ownership and risk levels in real-time to prevent fraud during account funding, deposits, and withdrawals.

Bank Account Validation

Payment Fraud

Block fraudulent card and bank payments. Predict and prevent chargebacks and ACH returns in real time.

Payment Fraud

AML Transaction Monitoring

Detect and take down complex, illicit money movement.  Streamline case management and SAR/UAR filings.

AML Transaction Monitoring

Advanced Bot Detection

Detect 70+ sophisticated bots to stop carding attacks, credential stuffing, web scraping, reseller bots, and fake accounts.

Advanced Bot Detection

Scams and Account Takeover

Protect your customers from social engineering tactics like pig butchering, crypto advisor, deep fakes, and voice cloning.

Account Takeover

Card Issuing Fraud

Ultra low latency risk scoring to help card issuers prevent unauthorized CNP/CP transactions, and stop BIN attacks.

Card Issuing Fraud

Credit Underwriting

Predict default and audit risk, automate manual underwriting, and leverage alternative data to approve more loan applicants.

Credit Underwriting

Merchant Acquiring

Onboard more good merchants, reduce portfolio-wide chargeback rates, and protect yourself from bust-out fraud.

Merchant Acquiring OS

Sponsor Bank

Monitor and enforce controls (fraud, compliance) across all of your fintech programs and their customers in one solution.

Sponsor Bank OS
The value of
one platform
Consolidate vendors, maximize your ROI, and streamline business operations. See why Fortune 500 companies choose the Sardine platform over other risk vendors.
Enterprise Customers
300
+
Devices Profiled
2.14
B+
Payments Screened
$
385
B+

Catch fraud upfront with behavior-based insights

Identify high risk users early and uncover hidden threats without introducing friction to legitimate customers.

Sardine is modernizing the way we fight fraud. Their deep insights and proactive detection allow us to stay ahead of emerging threats, without juggling multiple vendors."

Stephanie Ordonez

Product Manager, Fraud

Behavioral biometrics is fundamental to fraud prevention. Deploying it throughout the user journey helps our customers deal with increasingly complex fraud attacks.”

Eduardo Castro

Managing Director, Identity and Fraud

Sardine helps us break down data silos so our teams can quickly spot issues, pull together the right data, and share it easily for audits and further review."

Josh Hofer

Chief Risk & Information Security Officer

I’ve worked in fraud and AML for a long time, but I’ve never worked with a customer support team that’s so accessible and effective. Sardine is like an extension of our team.”

Preston Miller

Manager, Fraud and Chargebacks

Sardine is modernizing the way we fight fraud. Their deep insights and proactive detection allow us to stay ahead of emerging threats, without juggling multiple vendors."

Stephanie Ordonez

Product Manager, Fraud

Behavioral biometrics is fundamental to fraud prevention. Deploying it throughout the user journey helps our customers deal with increasingly complex fraud attacks.”

Eduardo Castro

Managing Director, Identity and Fraud

Sardine helps us break down data silos so our teams can quickly spot issues, pull together the right data, and share it easily for audits and further review."

Josh Hofer

Chief Risk & Information Security Officer

I’ve worked in fraud and AML for a long time, but I’ve never worked with a customer support team that’s so accessible and effective. Sardine is like an extension of our team.”

Preston Miller

Manager, Fraud and Chargebacks

Data-driven platform with ML at the core

Modern tools to fight sophisticated attacks

Stop the surge of social engineering scams and defend against threats like buyer-seller collusion, money muling, 
authorized push payment (APP) fraud, and bot attacks.

A complete picture of your customer’s risk

  • View all the signals captured and rules fired across a user’s entire session history from account creation
  • Customer details - device, behavior, email, phone, DOB, account age, and connections across Sardine network
  • Any sanctions, PEP, or Adverse Media hits
Customer Dashboard

Easily test and deploy fraud and AML monitoring rules

  • Bundled with hundreds of pre-built rules for payment fraud, account takeovers, bot attacks, and AML risk
  • Access our data library of over 4,800 risk features, data aggregations, or add your own custom fields
  • Optimize rule performance by back-test existing rules
or trial new rules in shadow mode
No-code Rules Editor

Easily build automated risk assessment workflows

  • Build conditional execution paths for credit underwriting and stepping up risky users for documentary KYC
  • Easily connect to external data sources, such as bureaus and identity verification consortiums
  • Combine with Sardine’s behavioral and device signals
Workflow Builder

Take down organized fraud rings in one-click

  • Uncover suspicious connections between users, devices, IP, phone, email, and cards that may indicate scams
  • Quickly take down entire fraud networks and stop users from abusing policies around promotions and refunds
  • Supports 314(b) eligible institutions to share data and collaborate on case investigations
Connections Graph

Streamline reviews and case management with GenAI

  • Bulk dispositioning, full audit trail, escalation logs
  • Integrated into FinCEN for seamless SAR/CTR filing
  • GenAI copilot makes your analysts more efficient by converting text into SQL rules, and writing SAR narrative and activity reporting summaries
Case Management

AI Agents to scale your team’s capacity

See it in action.

Behavioural biometrics is fundamental to fraud prevention. Deploying it throughout the customer journey helps our customers deal with increasingly complex fraud attacks.”
Eduardo Castro
Managing Director, Identity and Fraud
I've worked in Fraud and AML for a long time, but I've never worked with a customer support team that's so accessible and effective. Sardine is like an extension of our team.”
Preston Miller
Manager, Fraud and Chargebacks
My favorite Sardine feature is that I can create complex rulesets to catch new fraud patterns, and then test them against the last 30/60/90 days. If they perform well, I can instantly push them to production. That’s game-changing.”
Matt Vega
Director of Fraud Strategy
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